We are now accepting applications for Greenfield! 

33 Smith St Rendering

2 bedroom and 1 bathroom energy efficient home on Smith St in Greenfield 

APPLICATION DEADLINE:  June 15, 2017

HOMEBUYER INFORMATION SESSIONS

All info session locations are handicap accessible and translation is available on request

Greenfield Public Library 402 Main St Greenfield

Tuesday June 6th 6pm       or        Saturday June 10th 10am

Download a PDF Application in English or Spanish, print, and submit by the June 15, 2017 deadline.  Completed applications can be mailed to: Habitat for Humanity PO Box 60642 Florence, MA 01062 or dropped off at our office at 140 Pine Street Florence upper floor room #9.

Applications are also available at the Greenfield Public Library, Greenfield Town Hall, the Pioneer Valley Habitat for Humanity office and can be downloaded and printed out from www.pvhabitat.org

The maximum sale price for theses homes is $139,900, with the final price and mortgage term set to ensure the selected family’s housing costs do not exceed 30% of their total income.  Initial monthly payments for your mortgage principal, interest, taxes and insurance may range from $700-$1,100.  Monthly payments will vary depending on the length of the mortgage, final sale price of the home, property taxes charged by the town and the price of homeowners insurance.

Family Size

Minimum Income

Maximum Income

1 person

$25,500

$39,200

2 people

$25,500

$44,800

3 people

$25,500

$50,400

4 people

$25,500

$56,000

A Habitat Partnership may be the solution for your household, if you are:

  1. Willing to complete the required “sweat equity” on your home and other Habitat Projects;
  2. Able to make affordable mortgage payments;
  3. Income eligible, a first time home buyer (some exceptions apply – call for info) and have a demonstrated housing need.

 


EHO logo

Looking for something else you can do today to get ready for home ownership?  Sign up for a home ownership workshop or individual credit counseling with the Valley CDC or HAPHousing.

 Learn more:

Statement of Non-Discrimination:  Pioneer Valley Habitat for Humanity will not to discriminate in the selection of applicants on the basis of race, color, national origin, disability, age, ancestry, children, familial status, genetic information, marital status, public assistance recipiency, religion, sex, sexual orientation, gender identity, veteran/military status, or any other basis prohibited by law, and such a statement must also be included in the application materials.   Further, persons with disabilities are entitled to request a reasonable accommodation in rules, policies, practices, or services, or to request a reasonable modification in the housing, when such accommodations or modifications may be necessary.

* First Time Homebuyer Definition

from 42 U.S.C. § 12704(14)

(14) The term “first-time homebuyer” means an individual and his or her spouse who have not owned a home during the 3-year period prior to purchase of a home with assistance under subchapter II, except that—

(A) any individual who is a displaced homemaker may not be excluded from consideration as a first-time homebuyer under this paragraph on the basis that the individual, while a homemaker, owned a home with his or her spouse or resided in a home owned by the spouse;
(B) any individual who is a single parent may not be excluded from consideration as a first-time homebuyer under this paragraph on the basis that the individual, while married, owned a home with his or her spouse or resided in a home owned by the spouse; and
(C) an individual shall not be excluded from consideration as a first-time homebuyer under this paragraph on the basis that the individual owns or owned, as a principal residence during such 3-year period, a dwelling unit whose structure is—

(i) not permanently affixed to a permanent foundation in accordance with local or other applicable regulations, or
(ii) not in compliance with State, local, or model building codes, or other applicable codes, and cannot be brought into compliance with such codes for less than the cost of constructing a permanent structure.
(13) The term “displaced homemaker” means an individual who—
(A) is an adult;
(B) has not worked full-time full-year in the labor force for a number of years but has, during such years, worked primarily without remuneration to care for the home and family; and
(C) is unemployed or underemployed and is experiencing difficulty in obtaining or upgrading employment.

Want to be informed about future opportunities to apply?  Fill out the form below to get on our notification list (this is NOT an application for housing).